Lucky Dragon

Lucky Dragon
Lucky Dragon
If communism fell, what should the flag of China look like?

I think that the red should be retained, albeit as a stripe and not the whole flag itself, because red historically (before the communists) is a lucky color. The other color i would like to be included is white to symbolize the goddess of democracy which was at the forefront of the democratic protests in Tiananmen Square.

I think that there should be a yin/yang symbol above a silhouettte of the forbidden city palace.

I don't know if a dragon/phoenix should be included because that has connotations of monarchy.

What symbols, colors, and designs do you think would do?

Set a Chinese flag on fire, let it burn to ash.

That's what the new flag of China would look like if Communism failed.

 
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The importance of saving for retirement is emphasized throughout our lives. Most people value employment opportunities offered 401k retirement accounts, particularly those who are fortunate enough to make their contributions accompanied by their employers. Apart from 401k accounts, or for people who do not have the option plans 401k, IRA is a very popular method of saving for retirement.

What many people do not consider are the benefits of using certificates deposit (CDs) as a way to save for retirement. Like traditional savings accounts or your 401k - Certificate of Deposits offer an investment of very low risk for people who save for a long period of time. You can open a CD with any amount of money, and the longer you keep your money in the CD, more is your interest rate will be. You select your long-term savings when opening the account of the available options - typically between 3 months and 5 years, but it depends on that the financial institution you use.

A Certificate of Deposit is the same as the bank loan of your money to the term you choose to save. In exchange for the "loan", the bank gives the CD interest owners. When the certificate of deposit reaches its expiration date, you then have the option of taking the money invested and interest earned, or turn to another CD or investment. Using Certificate of Deposit as part of its planning strategy for retirement, you should consider a strategy of opening ladder CDs of different maturity dates, or simply reinvesting your money at the end of each term CD until you need during your retirement years.

Certificate of deposits are considered a good option for retirement because they are a safe investment. People who are conservative with their money and do not want to risk by investing more CDs for assessing risk of predictable income. In particular, people approaching retirement age should be more conservative with their money than someone in their 20's. It makes sense the use of certificates deposit to hold on to the money they have already invested in the whole year.

For people already living their retirement years, certificate of deposits are a good way to help your savings earn more. Strategically invest their retirement money in multiple Certificate of deposits that mature at different times time will give you access to a portion of your money every time one of the certificates mature - while the rest continues to gain interest.

Just remember that you can not withdraw money from a certificate of deposit until the specified expiration date without paying a penalty, so you do not want to tie up all their money on CDs. Take what you need until the first certificate matures and you never have to pay the fine to get their money out of the CD.

Certificate of Deposit offer savings strategic and security for people saving for retirement, and people who have already reached the golden years. You can be sure that the money saving in a Certificate of Deposit will still be there (plus interest) when it reaches its expiration date.

About the Author:

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Article Source: ArticlesBase.com - Planning For Your Retirement With Certificate of Deposits

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