Single Station
Single Station
Which is the best hill station at this time for a single person?
I am taking a break for a few days and want to be in a fun kind of place that is close to Bombay. I have already been to Lonavla and Khandala and would like to got to Matheran or mahableshwar.. How can i find a better place at this time and make sure i don't get ripped off as i am going alone..
I would suggest Munnar, but its a bit too far away from Bombay.
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Financing service stations are complicated due to the nature of a single use property, environment issues and, subsequently, the limited group of banks and lenders want to fund this type of property. Some lenders do not simply look in gas stations, while others are so conservative that save time and effort from everyone if you just did not bother to quote at gas stations to start.
The most viable options for financing the gas station include SBA loans and the portfolio of niche lenders who specialize in this type of building.
The main benefits of the SBA programs include low rates, long term fixed and the highest level of leverage in the industry. Borrower can expect to get only 15% compared to the conventional requirements by 40% down. In addition, the SBA, and especially the agenda of the criteria for SBA 7a subscription is very flexible. For example, coverage ratios of debt can be as low as 1.1 compared to 1.4 that is required by more conventional sources.
Most people do not realize they can refinance with the SBA programs. With the 504 it's true that can not refinance with him. With the 7th may. And it can be one of the best programs in the industry. Borrowers can consolidate business debt, get cash for the renovation or expansion, etc.
One of the main criticisms of the 7a program is that it comes with a floating rate. However, there are few lenders is structured as a 5-year fixed program is amortized over 25 years.
Portfolio lenders that specialize in niche stations often have many benefits as the SBA programs, but in different ways. For example, work with a lender gas station out of Maryland to consider not only the value of real estate as collateral, but also the value of the business and equipment. They go to 80% of total value. This can be really relevant if, for example, the value of your property has declined, or if you currently have an SBA loan that leverage Max.
In general, given the complexity of the financing of the gas station is important to work with people who have experience in this industry.
About the Author:
Jeff Rauth is President of Commercial Finance Advisors, Inc out of Birmingham, Michigan. He specializes in Commercial Real Estate Loans between $100,000 - $5,000,000. 248 885-8797 or gas station loans or car wash loans or commercial loan rates
Article Source: ArticlesBase.com - Financing Gas Stations